18 August 2025
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About us

First Edge Capital Pvt. Ltd. is a dynamic financial platform dedicated to empowering individuals and businesses through accessible, innovative, and customer-focused financial solutions. As a unit of Sital Mercantile & Credit Pvt. Ltd.-a trusted NBFC established in 1991-First Edge builds on a legacy of integrity and expertise, now reimagined with a fresh vision since our restructuring in April 2025.

Overview

Go Beyond Limits

It’s not just a tagline. It’s our philosophy.

At First Edge, Go Beyond Limits is more than a brand promise—it's the lens through which we view every client, every product, and every market we serve. We exist to break financial barriers, challenge outdated norms, and bring high-impact lending to places and people often overlooked by traditional finance.

We Believe

  • That access to capital should not depend on your location, credit score, or legacy.
  • That financial inclusion isn’t charity—it’s strategy.
  • That growth belongs to the bold—and our job is to back them.

We go beyond lending forms. We go beyond branch networks. We go beyond risk-averse red tape.

What Going Beyond Means—for You

  • For Individuals: Instant credit when you need it. Clarity when others confuse. Respect when others judge.
  • For Entrepreneurs: Capital that works like you do—fast, lean, and growth focused.
  • For Communities: A trusted financial ally—on the ground, in the language you speak, with products you can actually use.

Our Edge Is Real

 

  • We disburse faster.
  • We underwrite smarter.
  • We serve deeper.
  • And we stay longer—because we believe trust is built over time, not transactions.

Go Beyond Limits. With First Edge.

 

Because where others see risk, we see potential. Where others stop, we start.

 

Our Commitment: 

 

At First Edge, we’re not just lenders—we are partners in progress. Every solution we offer is driven by one powerful idea: helping individuals and businesses go beyond limits and achieve what once seemed out of reach.

 

Community Commitment: 

 

We focus on economic empowerment, especially in Tier 3 and Tier 4 towns, by offering safe, affordable alternatives to unregulated lending.

Vision

Empowering Ambition. Enabling Access. Elevating Lives.

To be a leading, inclusive, and technology-driven financial institution that enables individuals and businesses to thrive through responsible and innovative credit solutions.

Mission

Bringing Finance Within Reach—Responsibly and Reliably.

To simplify credit access and enhance financial inclusion by offering need-based, secure, and timely funding. 

To support underbanked communities with practical lending tools that enable sustainable growth. 

To build long-term trust through transparency, speed, and a deep understanding of our customers’ evolving needs.

Our Values

Customer First

Every product and process is built around real customer needs. We listen, understand, and act.

Integrity & Transparency

We uphold the highest standards of ethical conduct in all our interactions.

Innovation with Purpose

We integrate technology to improve accessibility, speed, and convenience.

Reliability & Accountability

We deliver what we promise—on time, every time.

Testimonials

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